UNION BANK OF INDIAVerified Feb 2026

UNION BANK OF INDIA IFSC Code – NERAL, NERAL

Complete bank details including IFSC code, MICR code, address and payment facilities for NERAL branch.

IFSC Code
UBIN0532096

Bank Details

Bank NameUNION BANK OF INDIA
Branch NameNERAL
IFSC CodeUBIN0532096
MICR Code400026109
AddressKHAN BAHADUR NAZE BUILDING, NERAL,TALUKA KARJAT, DIST. RAIGADH,PIN - 410 101. MAHARASHTRA .
CityNERAL
DistrictRAIGAD
StateMAHARASHTRA
Contact238425

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UBIN0532096

The IFSC code UBIN0532096 uniquely identifies the NERAL branch of UNION BANK OF INDIA located in NERAL, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UBIN0532096

  • First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (532096) – Unique branch identifier for NERAL

How to Use IFSC Code UBIN0532096

To transfer money to any account at UNION BANK OF INDIA NERAL branch, you will need to provide the IFSC code UBIN0532096 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NERAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNION BANK OF INDIA NERAL Branch

UNION BANK OF INDIA NERAL is a branch of UNION BANK OF INDIA located in NERAL, MAHARASHTRA. The branch provides comprehensive banking services to customers in NERAL and surrounding areas.

Branch Address

KHAN BAHADUR NAZE BUILDING, NERAL,TALUKA KARJAT, DIST. RAIGADH,PIN - 410 101. MAHARASHTRA ., NERAL, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400026109. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNION BANK OF INDIA NERAL?

The IFSC code of UNION BANK OF INDIA NERAL branch in NERAL is UBIN0532096.

What is the MICR code of UNION BANK OF INDIA NERAL?

The MICR code of UNION BANK OF INDIA NERAL branch is 400026109.

What is the address of UNION BANK OF INDIA NERAL?

UNION BANK OF INDIA NERAL branch is located at KHAN BAHADUR NAZE BUILDING, NERAL,TALUKA KARJAT, DIST. RAIGADH,PIN - 410 101. MAHARASHTRA ..

Does UNION BANK OF INDIA NERAL support NEFT/RTGS/IMPS?

UNION BANK OF INDIA NERAL branch supports NEFT, RTGS, IMPS, and UPI transactions.