UNION BANK OF INDIA IFSC Code – DERDI, DERDI
Complete bank details including IFSC code, MICR code, address and payment facilities for DERDI branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | DERDI |
| IFSC Code | UBIN0531472 |
| MICR Code | 364026503 |
| Address | AT POST DERDI (KUMBHAJI) MAIN ROAD TALUKA GONDAL DIST.RAJKOT GUJARAT PIN 364465 |
| City | DERDI |
| District | RAJKOT |
| State | GUJARAT |
| Contact | 277234 |
Payment Facilities
About IFSC Code UBIN0531472
The IFSC code UBIN0531472 uniquely identifies the DERDI branch of UNION BANK OF INDIA located in DERDI, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0531472
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (531472) – Unique branch identifier for DERDI
How to Use IFSC Code UBIN0531472
To transfer money to any account at UNION BANK OF INDIA DERDI branch, you will need to provide the IFSC code UBIN0531472 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at DERDI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA DERDI Branch
UNION BANK OF INDIA DERDI is a branch of UNION BANK OF INDIA located in DERDI, GUJARAT. The branch provides comprehensive banking services to customers in DERDI and surrounding areas.
Branch Address
AT POST DERDI (KUMBHAJI) MAIN ROAD TALUKA GONDAL DIST.RAJKOT GUJARAT PIN 364465, DERDI, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 364026503. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA DERDI?
The IFSC code of UNION BANK OF INDIA DERDI branch in DERDI is UBIN0531472.
What is the MICR code of UNION BANK OF INDIA DERDI?
The MICR code of UNION BANK OF INDIA DERDI branch is 364026503.
What is the address of UNION BANK OF INDIA DERDI?
UNION BANK OF INDIA DERDI branch is located at AT POST DERDI (KUMBHAJI) MAIN ROAD TALUKA GONDAL DIST.RAJKOT GUJARAT PIN 364465.
Does UNION BANK OF INDIA DERDI support NEFT/RTGS/IMPS?
UNION BANK OF INDIA DERDI branch supports NEFT, RTGS, IMPS, and UPI transactions.