UNION BANK OF INDIA IFSC Code – KOTAGARH, MALKANGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for KOTAGARH branch.
Bank Details
| Bank Name | UNION BANK OF INDIA |
| Branch Name | KOTAGARH |
| IFSC Code | UBIN0530964 |
| MICR Code | 171026003 |
| Address | VERMA NIWAS, MAIN ROAD AT P.O.DIST.MALKANGIRI, ORISSA, PIN - 765 045 |
| City | MALKANGIRI |
| State | ODISHA |
| Contact | 222305 |
Payment Facilities
About IFSC Code UBIN0530964
The IFSC code UBIN0530964 uniquely identifies the KOTAGARH branch of UNION BANK OF INDIA located in MALKANGIRI, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UBIN0530964
- First 4 characters (UBIN) – Represents UNION BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (530964) – Unique branch identifier for KOTAGARH
How to Use IFSC Code UBIN0530964
To transfer money to any account at UNION BANK OF INDIA KOTAGARH branch, you will need to provide the IFSC code UBIN0530964 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOTAGARH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNION BANK OF INDIA KOTAGARH Branch
UNION BANK OF INDIA KOTAGARH is a branch of UNION BANK OF INDIA located in MALKANGIRI, ODISHA. The branch provides comprehensive banking services to customers in MALKANGIRI and surrounding areas.
Branch Address
VERMA NIWAS, MAIN ROAD AT P.O.DIST.MALKANGIRI, ORISSA, PIN - 765 045, MALKANGIRI, ODISHA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 171026003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNION BANK OF INDIA KOTAGARH?
The IFSC code of UNION BANK OF INDIA KOTAGARH branch in MALKANGIRI is UBIN0530964.
What is the MICR code of UNION BANK OF INDIA KOTAGARH?
The MICR code of UNION BANK OF INDIA KOTAGARH branch is 171026003.
What is the address of UNION BANK OF INDIA KOTAGARH?
UNION BANK OF INDIA KOTAGARH branch is located at VERMA NIWAS, MAIN ROAD AT P.O.DIST.MALKANGIRI, ORISSA, PIN - 765 045.
Does UNION BANK OF INDIA KOTAGARH support NEFT/RTGS/IMPS?
UNION BANK OF INDIA KOTAGARH branch supports NEFT, RTGS, IMPS, and UPI transactions.