TAMILNAD MERCANTILE BANK LIMITED IFSC Code – RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for RATNAGIRI branch.
Bank Details
| Bank Name | TAMILNAD MERCANTILE BANK LIMITED |
| Branch Name | RATNAGIRI |
| IFSC Code | TMBL0000314 |
| MICR Code | 415060051 |
| Address | GALA NO.104, FIRST FLOOR, AMBASSADOR PLAZA, MAL NAKA, NEAR ADVAIT PETROL PUMP, RATNAGIRI- 415 612, MAHARASHTRA |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 222961 |
Payment Facilities
About IFSC Code TMBL0000314
The IFSC code TMBL0000314 uniquely identifies the RATNAGIRI branch of TAMILNAD MERCANTILE BANK LIMITED located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code TMBL0000314
- First 4 characters (TMBL) – Represents TAMILNAD MERCANTILE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000314) – Unique branch identifier for RATNAGIRI
How to Use IFSC Code TMBL0000314
To transfer money to any account at TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI branch, you will need to provide the IFSC code TMBL0000314 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI Branch
TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI is a branch of TAMILNAD MERCANTILE BANK LIMITED located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
GALA NO.104, FIRST FLOOR, AMBASSADOR PLAZA, MAL NAKA, NEAR ADVAIT PETROL PUMP, RATNAGIRI- 415 612, MAHARASHTRA, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415060051. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI?
The IFSC code of TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI branch in RATNAGIRI is TMBL0000314.
What is the MICR code of TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI?
The MICR code of TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI branch is 415060051.
What is the address of TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI?
TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI branch is located at GALA NO.104, FIRST FLOOR, AMBASSADOR PLAZA, MAL NAKA, NEAR ADVAIT PETROL PUMP, RATNAGIRI- 415 612, MAHARASHTRA.
Does TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI support NEFT/RTGS/IMPS?
TAMILNAD MERCANTILE BANK LIMITED RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.