THE SHAMRAO VITHAL COOPERATIVE BANK IFSC Code – WAI URBAN COOP BK LTD-PHALTAN, PHALTAN
Complete bank details including IFSC code, MICR code, address and payment facilities for WAI URBAN COOP BK LTD-PHALTAN branch.
Bank Details
| Bank Name | THE SHAMRAO VITHAL COOPERATIVE BANK |
| Branch Name | WAI URBAN COOP BK LTD-PHALTAN |
| IFSC Code | SVCB0016012 |
| MICR Code | 415822151 |
| Address | KRISHNA HIGHTS, RAVIWAR PETH, SHIVAJI CHOWK, NEAR DHUMAL HOSPITAL, PHALTAN-115523 |
| City | PHALTAN |
| District | SATARA |
| State | MAHARASHTRA |
| Contact | 220077 |
Payment Facilities
About IFSC Code SVCB0016012
The IFSC code SVCB0016012 uniquely identifies the WAI URBAN COOP BK LTD-PHALTAN branch of THE SHAMRAO VITHAL COOPERATIVE BANK located in PHALTAN, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SVCB0016012
- First 4 characters (SVCB) – Represents THE SHAMRAO VITHAL COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (016012) – Unique branch identifier for WAI URBAN COOP BK LTD-PHALTAN
How to Use IFSC Code SVCB0016012
To transfer money to any account at THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN branch, you will need to provide the IFSC code SVCB0016012 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at WAI URBAN COOP BK LTD-PHALTAN
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN Branch
THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN is a branch of THE SHAMRAO VITHAL COOPERATIVE BANK located in PHALTAN, MAHARASHTRA. The branch provides comprehensive banking services to customers in PHALTAN and surrounding areas.
Branch Address
KRISHNA HIGHTS, RAVIWAR PETH, SHIVAJI CHOWK, NEAR DHUMAL HOSPITAL, PHALTAN-115523, PHALTAN, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415822151. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN?
The IFSC code of THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN branch in PHALTAN is SVCB0016012.
What is the MICR code of THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN?
The MICR code of THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN branch is 415822151.
What is the address of THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN?
THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN branch is located at KRISHNA HIGHTS, RAVIWAR PETH, SHIVAJI CHOWK, NEAR DHUMAL HOSPITAL, PHALTAN-115523.
Does THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN support NEFT/RTGS/IMPS?
THE SHAMRAO VITHAL COOPERATIVE BANK WAI URBAN COOP BK LTD-PHALTAN branch supports NEFT, RTGS, IMPS, and UPI transactions.