THE SHAMRAO VITHAL COOPERATIVE BANK IFSC Code – CHIPLUN URBAN BANK-RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for CHIPLUN URBAN BANK-RATNAGIRI branch.
Bank Details
| Bank Name | THE SHAMRAO VITHAL COOPERATIVE BANK |
| Branch Name | CHIPLUN URBAN BANK-RATNAGIRI |
| IFSC Code | SVCB0006013 |
| MICR Code | 415810051 |
| Address | JAVKAR PLAZA, BLOCK NO.12&13,NEAR JAYSTAMBH, RATNAGIRI - 415 612 |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 220633 |
Payment Facilities
About IFSC Code SVCB0006013
The IFSC code SVCB0006013 uniquely identifies the CHIPLUN URBAN BANK-RATNAGIRI branch of THE SHAMRAO VITHAL COOPERATIVE BANK located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SVCB0006013
- First 4 characters (SVCB) – Represents THE SHAMRAO VITHAL COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (006013) – Unique branch identifier for CHIPLUN URBAN BANK-RATNAGIRI
How to Use IFSC Code SVCB0006013
To transfer money to any account at THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI branch, you will need to provide the IFSC code SVCB0006013 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHIPLUN URBAN BANK-RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI Branch
THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI is a branch of THE SHAMRAO VITHAL COOPERATIVE BANK located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
JAVKAR PLAZA, BLOCK NO.12&13,NEAR JAYSTAMBH, RATNAGIRI - 415 612, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415810051. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI?
The IFSC code of THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI branch in RATNAGIRI is SVCB0006013.
What is the MICR code of THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI?
The MICR code of THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI branch is 415810051.
What is the address of THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI?
THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI branch is located at JAVKAR PLAZA, BLOCK NO.12&13,NEAR JAYSTAMBH, RATNAGIRI - 415 612.
Does THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI support NEFT/RTGS/IMPS?
THE SHAMRAO VITHAL COOPERATIVE BANK CHIPLUN URBAN BANK-RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.