SARASWAT COOPERATIVE BANK LIMITEDVerified Feb 2026

SARASWAT COOPERATIVE BANK LIMITED IFSC Code – KURLA N S BANK BHANDUP WEST, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for KURLA N S BANK BHANDUP WEST branch.

IFSC Code
SRCB0KNS004

Bank Details

Bank NameSARASWAT COOPERATIVE BANK LIMITED
Branch NameKURLA N S BANK BHANDUP WEST
IFSC CodeSRCB0KNS004
MICR Code400077004
AddressOPP. JAI HIND OIL MIL, L.B.S. MARG,NEAR MAGATRAM PETROL PUMP, BHANDUP WEST, MUMBAI 400 078
CityMUMBAI
StateMAHARASHTRA
Contact25947302

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code SRCB0KNS004

The IFSC code SRCB0KNS004 uniquely identifies the KURLA N S BANK BHANDUP WEST branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code SRCB0KNS004

  • First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (KNS004) – Unique branch identifier for KURLA N S BANK BHANDUP WEST

How to Use IFSC Code SRCB0KNS004

To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST branch, you will need to provide the IFSC code SRCB0KNS004 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KURLA N S BANK BHANDUP WEST

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST Branch

SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST is a branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

OPP. JAI HIND OIL MIL, L.B.S. MARG,NEAR MAGATRAM PETROL PUMP, BHANDUP WEST, MUMBAI 400 078, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400077004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST?

The IFSC code of SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST branch in MUMBAI is SRCB0KNS004.

What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST?

The MICR code of SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST branch is 400077004.

What is the address of SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST?

SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST branch is located at OPP. JAI HIND OIL MIL, L.B.S. MARG,NEAR MAGATRAM PETROL PUMP, BHANDUP WEST, MUMBAI 400 078.

Does SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST support NEFT/RTGS/IMPS?

SARASWAT COOPERATIVE BANK LIMITED KURLA N S BANK BHANDUP WEST branch supports NEFT, RTGS, IMPS, and UPI transactions.