SARASWAT COOPERATIVE BANK LIMITEDVerified Feb 2026

SARASWAT COOPERATIVE BANK LIMITED IFSC Code – ZONE -- XII KOLHAPUR, KOLHAPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for ZONE -- XII KOLHAPUR branch.

IFSC Code
SRCB0000305

Bank Details

Bank NameSARASWAT COOPERATIVE BANK LIMITED
Branch NameZONE -- XII KOLHAPUR
IFSC CodeSRCB0000305
MICR CodeNA
AddressC WARD, 2127, BHAUSINGAJI ROAD, KOLHAPUR.
CityKOLHAPUR
StateMAHARASHTRA
Contact2644208

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code SRCB0000305

The IFSC code SRCB0000305 uniquely identifies the ZONE -- XII KOLHAPUR branch of SARASWAT COOPERATIVE BANK LIMITED located in KOLHAPUR, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code SRCB0000305

  • First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000305) – Unique branch identifier for ZONE -- XII KOLHAPUR

How to Use IFSC Code SRCB0000305

To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR branch, you will need to provide the IFSC code SRCB0000305 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ZONE -- XII KOLHAPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR Branch

SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR is a branch of SARASWAT COOPERATIVE BANK LIMITED located in KOLHAPUR, MAHARASHTRA. The branch provides comprehensive banking services to customers in KOLHAPUR and surrounding areas.

Branch Address

C WARD, 2127, BHAUSINGAJI ROAD, KOLHAPUR., KOLHAPUR, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR?

The IFSC code of SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR branch in KOLHAPUR is SRCB0000305.

What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR?

The MICR code of SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR branch is NA.

What is the address of SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR?

SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR branch is located at C WARD, 2127, BHAUSINGAJI ROAD, KOLHAPUR..

Does SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR support NEFT/RTGS/IMPS?

SARASWAT COOPERATIVE BANK LIMITED ZONE -- XII KOLHAPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.