SARASWAT COOPERATIVE BANK LIMITED IFSC Code – SME VIKHROLI, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for SME VIKHROLI branch.
Bank Details
| Bank Name | SARASWAT COOPERATIVE BANK LIMITED |
| Branch Name | SME VIKHROLI |
| IFSC Code | SRCB0000281 |
| MICR Code | 400088092 |
| Address | PRABHAT BHAVAN, BLOCK B, 1ST FLOOR, 96, L.B.S. MARG, OPP. CIPLA, VIKHROLI (W), MUMBAI 400083. |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 42499900 |
Payment Facilities
About IFSC Code SRCB0000281
The IFSC code SRCB0000281 uniquely identifies the SME VIKHROLI branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SRCB0000281
- First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000281) – Unique branch identifier for SME VIKHROLI
How to Use IFSC Code SRCB0000281
To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI branch, you will need to provide the IFSC code SRCB0000281 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SME VIKHROLI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI Branch
SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI is a branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
PRABHAT BHAVAN, BLOCK B, 1ST FLOOR, 96, L.B.S. MARG, OPP. CIPLA, VIKHROLI (W), MUMBAI 400083., MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400088092. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI?
The IFSC code of SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI branch in MUMBAI is SRCB0000281.
What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI?
The MICR code of SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI branch is 400088092.
What is the address of SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI?
SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI branch is located at PRABHAT BHAVAN, BLOCK B, 1ST FLOOR, 96, L.B.S. MARG, OPP. CIPLA, VIKHROLI (W), MUMBAI 400083..
Does SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI support NEFT/RTGS/IMPS?
SARASWAT COOPERATIVE BANK LIMITED SME VIKHROLI branch supports NEFT, RTGS, IMPS, and UPI transactions.