SARASWAT COOPERATIVE BANK LIMITED IFSC Code – KARAD, KARAD
Complete bank details including IFSC code, MICR code, address and payment facilities for KARAD branch.
Bank Details
| Bank Name | SARASWAT COOPERATIVE BANK LIMITED |
| Branch Name | KARAD |
| IFSC Code | SRCB0000248 |
| MICR Code | 415088352 |
| Address | 1-4, MANORATH PLAZA, PLOT NO. 507,SHANIWAR PETH, KARAD, DIST. SATARA 415 110. |
| City | KARAD |
| District | SATARA |
| State | MAHARASHTRA |
| Contact | 225505 |
Payment Facilities
About IFSC Code SRCB0000248
The IFSC code SRCB0000248 uniquely identifies the KARAD branch of SARASWAT COOPERATIVE BANK LIMITED located in KARAD, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SRCB0000248
- First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000248) – Unique branch identifier for KARAD
How to Use IFSC Code SRCB0000248
To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED KARAD branch, you will need to provide the IFSC code SRCB0000248 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KARAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SARASWAT COOPERATIVE BANK LIMITED KARAD Branch
SARASWAT COOPERATIVE BANK LIMITED KARAD is a branch of SARASWAT COOPERATIVE BANK LIMITED located in KARAD, MAHARASHTRA. The branch provides comprehensive banking services to customers in KARAD and surrounding areas.
Branch Address
1-4, MANORATH PLAZA, PLOT NO. 507,SHANIWAR PETH, KARAD, DIST. SATARA 415 110., KARAD, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415088352. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED KARAD?
The IFSC code of SARASWAT COOPERATIVE BANK LIMITED KARAD branch in KARAD is SRCB0000248.
What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED KARAD?
The MICR code of SARASWAT COOPERATIVE BANK LIMITED KARAD branch is 415088352.
What is the address of SARASWAT COOPERATIVE BANK LIMITED KARAD?
SARASWAT COOPERATIVE BANK LIMITED KARAD branch is located at 1-4, MANORATH PLAZA, PLOT NO. 507,SHANIWAR PETH, KARAD, DIST. SATARA 415 110..
Does SARASWAT COOPERATIVE BANK LIMITED KARAD support NEFT/RTGS/IMPS?
SARASWAT COOPERATIVE BANK LIMITED KARAD branch supports NEFT, RTGS, IMPS, and UPI transactions.