SARASWAT COOPERATIVE BANK LIMITEDVerified Feb 2026

SARASWAT COOPERATIVE BANK LIMITED IFSC Code – LANJA, LANJA

Complete bank details including IFSC code, MICR code, address and payment facilities for LANJA branch.

IFSC Code
SRCB0000227

Bank Details

Bank NameSARASWAT COOPERATIVE BANK LIMITED
Branch NameLANJA
IFSC CodeSRCB0000227
MICR Code415088501
AddressHOUSE NO. 1538, OPP. NEW ENGLISH SCHOOL, MUMBAI-GOA HIGHWAY, LANJA 416 701, DIST. RATNAGIRI
CityLANJA
DistrictRATNAGIRI
StateMAHARASHTRA
Contact230195

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code SRCB0000227

The IFSC code SRCB0000227 uniquely identifies the LANJA branch of SARASWAT COOPERATIVE BANK LIMITED located in LANJA, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code SRCB0000227

  • First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000227) – Unique branch identifier for LANJA

How to Use IFSC Code SRCB0000227

To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED LANJA branch, you will need to provide the IFSC code SRCB0000227 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LANJA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About SARASWAT COOPERATIVE BANK LIMITED LANJA Branch

SARASWAT COOPERATIVE BANK LIMITED LANJA is a branch of SARASWAT COOPERATIVE BANK LIMITED located in LANJA, MAHARASHTRA. The branch provides comprehensive banking services to customers in LANJA and surrounding areas.

Branch Address

HOUSE NO. 1538, OPP. NEW ENGLISH SCHOOL, MUMBAI-GOA HIGHWAY, LANJA 416 701, DIST. RATNAGIRI, LANJA, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 415088501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED LANJA?

The IFSC code of SARASWAT COOPERATIVE BANK LIMITED LANJA branch in LANJA is SRCB0000227.

What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED LANJA?

The MICR code of SARASWAT COOPERATIVE BANK LIMITED LANJA branch is 415088501.

What is the address of SARASWAT COOPERATIVE BANK LIMITED LANJA?

SARASWAT COOPERATIVE BANK LIMITED LANJA branch is located at HOUSE NO. 1538, OPP. NEW ENGLISH SCHOOL, MUMBAI-GOA HIGHWAY, LANJA 416 701, DIST. RATNAGIRI.

Does SARASWAT COOPERATIVE BANK LIMITED LANJA support NEFT/RTGS/IMPS?

SARASWAT COOPERATIVE BANK LIMITED LANJA branch supports NEFT, RTGS, IMPS, and UPI transactions.