SARASWAT COOPERATIVE BANK LIMITEDVerified Feb 2026

SARASWAT COOPERATIVE BANK LIMITED IFSC Code – MCCH COLONY, PANVEL, PANVEL

Complete bank details including IFSC code, MICR code, address and payment facilities for MCCH COLONY, PANVEL branch.

IFSC Code
SRCB0000198

Bank Details

Bank NameSARASWAT COOPERATIVE BANK LIMITED
Branch NameMCCH COLONY, PANVEL
IFSC CodeSRCB0000198
MICR Code400088096
AddressMCCH SOCIETY, HARE MADHAV NIWAS, OPP. M.T.N.L , OLD PANVEL-410206
CityPANVEL
DistrictRAIGAD
StateMAHARASHTRA
Contact27467944

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code SRCB0000198

The IFSC code SRCB0000198 uniquely identifies the MCCH COLONY, PANVEL branch of SARASWAT COOPERATIVE BANK LIMITED located in PANVEL, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code SRCB0000198

  • First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000198) – Unique branch identifier for MCCH COLONY, PANVEL

How to Use IFSC Code SRCB0000198

To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL branch, you will need to provide the IFSC code SRCB0000198 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MCCH COLONY, PANVEL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL Branch

SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL is a branch of SARASWAT COOPERATIVE BANK LIMITED located in PANVEL, MAHARASHTRA. The branch provides comprehensive banking services to customers in PANVEL and surrounding areas.

Branch Address

MCCH SOCIETY, HARE MADHAV NIWAS, OPP. M.T.N.L , OLD PANVEL-410206, PANVEL, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400088096. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL?

The IFSC code of SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL branch in PANVEL is SRCB0000198.

What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL?

The MICR code of SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL branch is 400088096.

What is the address of SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL?

SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL branch is located at MCCH SOCIETY, HARE MADHAV NIWAS, OPP. M.T.N.L , OLD PANVEL-410206.

Does SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL support NEFT/RTGS/IMPS?

SARASWAT COOPERATIVE BANK LIMITED MCCH COLONY, PANVEL branch supports NEFT, RTGS, IMPS, and UPI transactions.