SARASWAT COOPERATIVE BANK LIMITED IFSC Code – LOKHANDWALA COMPLEX, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for LOKHANDWALA COMPLEX branch.
Bank Details
| Bank Name | SARASWAT COOPERATIVE BANK LIMITED |
| Branch Name | LOKHANDWALA COMPLEX |
| IFSC Code | SRCB0000197 |
| MICR Code | 400088093 |
| Address | SHOP NO. 1 & 2, SHLOK HOUSE, OFF.K.L.WALAWALKAR ROAD, NEAR LOKHANDWALA BRIDGE, LOKHANDWALA COMPLEX, ANDHERI(W), MUMBAI - 400 053. |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 26367467 |
Payment Facilities
About IFSC Code SRCB0000197
The IFSC code SRCB0000197 uniquely identifies the LOKHANDWALA COMPLEX branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SRCB0000197
- First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000197) – Unique branch identifier for LOKHANDWALA COMPLEX
How to Use IFSC Code SRCB0000197
To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX branch, you will need to provide the IFSC code SRCB0000197 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LOKHANDWALA COMPLEX
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX Branch
SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX is a branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
SHOP NO. 1 & 2, SHLOK HOUSE, OFF.K.L.WALAWALKAR ROAD, NEAR LOKHANDWALA BRIDGE, LOKHANDWALA COMPLEX, ANDHERI(W), MUMBAI - 400 053., MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400088093. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX?
The IFSC code of SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX branch in MUMBAI is SRCB0000197.
What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX?
The MICR code of SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX branch is 400088093.
What is the address of SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX?
SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX branch is located at SHOP NO. 1 & 2, SHLOK HOUSE, OFF.K.L.WALAWALKAR ROAD, NEAR LOKHANDWALA BRIDGE, LOKHANDWALA COMPLEX, ANDHERI(W), MUMBAI - 400 053..
Does SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX support NEFT/RTGS/IMPS?
SARASWAT COOPERATIVE BANK LIMITED LOKHANDWALA COMPLEX branch supports NEFT, RTGS, IMPS, and UPI transactions.