SARASWAT COOPERATIVE BANK LIMITED IFSC Code – VIKHROLI WEST, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for VIKHROLI WEST branch.
Bank Details
| Bank Name | SARASWAT COOPERATIVE BANK LIMITED |
| Branch Name | VIKHROLI WEST |
| IFSC Code | SRCB0000055 |
| MICR Code | 400088032 |
| Address | CHANDAN HOUSE, STATION ROAD, VIKHROLI (W), MUMBAI - 400 079. |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 25780245 |
Payment Facilities
About IFSC Code SRCB0000055
The IFSC code SRCB0000055 uniquely identifies the VIKHROLI WEST branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SRCB0000055
- First 4 characters (SRCB) – Represents SARASWAT COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000055) – Unique branch identifier for VIKHROLI WEST
How to Use IFSC Code SRCB0000055
To transfer money to any account at SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST branch, you will need to provide the IFSC code SRCB0000055 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VIKHROLI WEST
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST Branch
SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST is a branch of SARASWAT COOPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
CHANDAN HOUSE, STATION ROAD, VIKHROLI (W), MUMBAI - 400 079., MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400088032. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST?
The IFSC code of SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST branch in MUMBAI is SRCB0000055.
What is the MICR code of SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST?
The MICR code of SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST branch is 400088032.
What is the address of SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST?
SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST branch is located at CHANDAN HOUSE, STATION ROAD, VIKHROLI (W), MUMBAI - 400 079..
Does SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST support NEFT/RTGS/IMPS?
SARASWAT COOPERATIVE BANK LIMITED VIKHROLI WEST branch supports NEFT, RTGS, IMPS, and UPI transactions.