SOUTH INDIAN BANKVerified Feb 2026

SOUTH INDIAN BANK IFSC Code – ERNAKULAM NORTH, KOCHI

Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM NORTH branch.

IFSC Code
SIBL0000485

Bank Details

Bank NameSOUTH INDIAN BANK
Branch NameERNAKULAM NORTH
IFSC CodeSIBL0000485
MICR Code682059026
AddressDOOR NO.41/3611A, OLD RAILWAY STATION ROAD ERNAKULAM NORTH PINCODE:682018ERNAKULAM NORTH, COCHIN- CORPORATION,KERALA
CityKOCHI
DistrictERNAKULAM
StateKERALA
Contact2395357

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code SIBL0000485

The IFSC code SIBL0000485 uniquely identifies the ERNAKULAM NORTH branch of SOUTH INDIAN BANK located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code SIBL0000485

  • First 4 characters (SIBL) – Represents SOUTH INDIAN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000485) – Unique branch identifier for ERNAKULAM NORTH

How to Use IFSC Code SIBL0000485

To transfer money to any account at SOUTH INDIAN BANK ERNAKULAM NORTH branch, you will need to provide the IFSC code SIBL0000485 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ERNAKULAM NORTH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About SOUTH INDIAN BANK ERNAKULAM NORTH Branch

SOUTH INDIAN BANK ERNAKULAM NORTH is a branch of SOUTH INDIAN BANK located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.

Branch Address

DOOR NO.41/3611A, OLD RAILWAY STATION ROAD ERNAKULAM NORTH PINCODE:682018ERNAKULAM NORTH, COCHIN- CORPORATION,KERALA, KOCHI, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 682059026. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of SOUTH INDIAN BANK ERNAKULAM NORTH?

The IFSC code of SOUTH INDIAN BANK ERNAKULAM NORTH branch in KOCHI is SIBL0000485.

What is the MICR code of SOUTH INDIAN BANK ERNAKULAM NORTH?

The MICR code of SOUTH INDIAN BANK ERNAKULAM NORTH branch is 682059026.

What is the address of SOUTH INDIAN BANK ERNAKULAM NORTH?

SOUTH INDIAN BANK ERNAKULAM NORTH branch is located at DOOR NO.41/3611A, OLD RAILWAY STATION ROAD ERNAKULAM NORTH PINCODE:682018ERNAKULAM NORTH, COCHIN- CORPORATION,KERALA.

Does SOUTH INDIAN BANK ERNAKULAM NORTH support NEFT/RTGS/IMPS?

SOUTH INDIAN BANK ERNAKULAM NORTH branch supports NEFT, RTGS, IMPS, and UPI transactions.