SOUTH INDIAN BANK IFSC Code – PAYANGADI, CANNUR
Complete bank details including IFSC code, MICR code, address and payment facilities for PAYANGADI branch.
Bank Details
| Bank Name | SOUTH INDIAN BANK |
| Branch Name | PAYANGADI |
| IFSC Code | SIBL0000427 |
| MICR Code | NA |
| Address | PAYANGADI BRANCH, DOOR NO: XI/585 A, , BUS STAND ROAD, PAYANGADI, KERALA STATE , KERALA, PIN-670358 |
| City | CANNUR |
| District | KANNUR |
| State | KERALA |
| Contact | 2875890 |
Payment Facilities
About IFSC Code SIBL0000427
The IFSC code SIBL0000427 uniquely identifies the PAYANGADI branch of SOUTH INDIAN BANK located in CANNUR, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SIBL0000427
- First 4 characters (SIBL) – Represents SOUTH INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000427) – Unique branch identifier for PAYANGADI
How to Use IFSC Code SIBL0000427
To transfer money to any account at SOUTH INDIAN BANK PAYANGADI branch, you will need to provide the IFSC code SIBL0000427 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PAYANGADI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SOUTH INDIAN BANK PAYANGADI Branch
SOUTH INDIAN BANK PAYANGADI is a branch of SOUTH INDIAN BANK located in CANNUR, KERALA. The branch provides comprehensive banking services to customers in CANNUR and surrounding areas.
Branch Address
PAYANGADI BRANCH, DOOR NO: XI/585 A, , BUS STAND ROAD, PAYANGADI, KERALA STATE , KERALA, PIN-670358, CANNUR, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SOUTH INDIAN BANK PAYANGADI?
The IFSC code of SOUTH INDIAN BANK PAYANGADI branch in CANNUR is SIBL0000427.
What is the MICR code of SOUTH INDIAN BANK PAYANGADI?
The MICR code of SOUTH INDIAN BANK PAYANGADI branch is NA.
What is the address of SOUTH INDIAN BANK PAYANGADI?
SOUTH INDIAN BANK PAYANGADI branch is located at PAYANGADI BRANCH, DOOR NO: XI/585 A, , BUS STAND ROAD, PAYANGADI, KERALA STATE , KERALA, PIN-670358.
Does SOUTH INDIAN BANK PAYANGADI support NEFT/RTGS/IMPS?
SOUTH INDIAN BANK PAYANGADI branch supports NEFT, RTGS, IMPS, and UPI transactions.