SOUTH INDIAN BANK IFSC Code – ERNAKULAM OVERSEAS BRANCH,, KOCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM OVERSEAS BRANCH, branch.
Bank Details
| Bank Name | SOUTH INDIAN BANK |
| Branch Name | ERNAKULAM OVERSEAS BRANCH, |
| IFSC Code | SIBL0000311 |
| MICR Code | 682059006 |
| Address | ERNAKULAM OVERSEAS BRANCH, OVERSEAS BRANCH,DOOR NO. 33/2171.A1 ,BYE PASS JUNCTION , ERNAKULAM, KERALA, PIN-682028 |
| City | KOCHI |
| District | ERNAKULAM |
| State | KERALA |
| Contact | 2805740 |
Payment Facilities
About IFSC Code SIBL0000311
The IFSC code SIBL0000311 uniquely identifies the ERNAKULAM OVERSEAS BRANCH, branch of SOUTH INDIAN BANK located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SIBL0000311
- First 4 characters (SIBL) – Represents SOUTH INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000311) – Unique branch identifier for ERNAKULAM OVERSEAS BRANCH,
How to Use IFSC Code SIBL0000311
To transfer money to any account at SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH, branch, you will need to provide the IFSC code SIBL0000311 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ERNAKULAM OVERSEAS BRANCH,
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH, Branch
SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH, is a branch of SOUTH INDIAN BANK located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.
Branch Address
ERNAKULAM OVERSEAS BRANCH, OVERSEAS BRANCH,DOOR NO. 33/2171.A1 ,BYE PASS JUNCTION , ERNAKULAM, KERALA, PIN-682028, KOCHI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682059006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH,?
The IFSC code of SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH, branch in KOCHI is SIBL0000311.
What is the MICR code of SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH,?
The MICR code of SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH, branch is 682059006.
What is the address of SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH,?
SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH, branch is located at ERNAKULAM OVERSEAS BRANCH, OVERSEAS BRANCH,DOOR NO. 33/2171.A1 ,BYE PASS JUNCTION , ERNAKULAM, KERALA, PIN-682028.
Does SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH, support NEFT/RTGS/IMPS?
SOUTH INDIAN BANK ERNAKULAM OVERSEAS BRANCH, branch supports NEFT, RTGS, IMPS, and UPI transactions.