SOUTH INDIAN BANKVerified Feb 2026

SOUTH INDIAN BANK IFSC Code – VAIKOM, VAIKOM

Complete bank details including IFSC code, MICR code, address and payment facilities for VAIKOM branch.

IFSC Code
SIBL0000091

Bank Details

Bank NameSOUTH INDIAN BANK
Branch NameVAIKOM
IFSC CodeSIBL0000091
MICR CodeNA
AddressVAIKOM BRANCH,7/329 ,WEST GATE ,VAIKOM, KOTTAYAM , KERALA, PIN-686141
CityVAIKOM
DistrictKOTTAYAM
StateKERALA
Contact221247

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code SIBL0000091

The IFSC code SIBL0000091 uniquely identifies the VAIKOM branch of SOUTH INDIAN BANK located in VAIKOM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code SIBL0000091

  • First 4 characters (SIBL) – Represents SOUTH INDIAN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000091) – Unique branch identifier for VAIKOM

How to Use IFSC Code SIBL0000091

To transfer money to any account at SOUTH INDIAN BANK VAIKOM branch, you will need to provide the IFSC code SIBL0000091 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VAIKOM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About SOUTH INDIAN BANK VAIKOM Branch

SOUTH INDIAN BANK VAIKOM is a branch of SOUTH INDIAN BANK located in VAIKOM, KERALA. The branch provides comprehensive banking services to customers in VAIKOM and surrounding areas.

Branch Address

VAIKOM BRANCH,7/329 ,WEST GATE ,VAIKOM, KOTTAYAM , KERALA, PIN-686141, VAIKOM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of SOUTH INDIAN BANK VAIKOM?

The IFSC code of SOUTH INDIAN BANK VAIKOM branch in VAIKOM is SIBL0000091.

What is the MICR code of SOUTH INDIAN BANK VAIKOM?

The MICR code of SOUTH INDIAN BANK VAIKOM branch is NA.

What is the address of SOUTH INDIAN BANK VAIKOM?

SOUTH INDIAN BANK VAIKOM branch is located at VAIKOM BRANCH,7/329 ,WEST GATE ,VAIKOM, KOTTAYAM , KERALA, PIN-686141.

Does SOUTH INDIAN BANK VAIKOM support NEFT/RTGS/IMPS?

SOUTH INDIAN BANK VAIKOM branch supports NEFT, RTGS, IMPS, and UPI transactions.