RATNAKAR BANK LIMITED IFSC Code – KAKINADA, KAKINADA
Complete bank details including IFSC code, MICR code, address and payment facilities for KAKINADA branch.
Bank Details
| Bank Name | RATNAKAR BANK LIMITED |
| Branch Name | KAKINADA |
| IFSC Code | RATN0000165 |
| MICR Code | NA |
| Address | DOOR NO.1 93,KOVVADA PANCHAYAT,KAKINADA RURAL MANDAL,EAST GODAVARI DIST,KAKINADA 533006 |
| City | KAKINADA |
| District | EAST GODAVARI |
| State | ANDHRA PRADESH |
| Contact | 43020600 |
Payment Facilities
About IFSC Code RATN0000165
The IFSC code RATN0000165 uniquely identifies the KAKINADA branch of RATNAKAR BANK LIMITED located in KAKINADA, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code RATN0000165
- First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000165) – Unique branch identifier for KAKINADA
How to Use IFSC Code RATN0000165
To transfer money to any account at RATNAKAR BANK LIMITED KAKINADA branch, you will need to provide the IFSC code RATN0000165 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KAKINADA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About RATNAKAR BANK LIMITED KAKINADA Branch
RATNAKAR BANK LIMITED KAKINADA is a branch of RATNAKAR BANK LIMITED located in KAKINADA, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in KAKINADA and surrounding areas.
Branch Address
DOOR NO.1 93,KOVVADA PANCHAYAT,KAKINADA RURAL MANDAL,EAST GODAVARI DIST,KAKINADA 533006, KAKINADA, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of RATNAKAR BANK LIMITED KAKINADA?
The IFSC code of RATNAKAR BANK LIMITED KAKINADA branch in KAKINADA is RATN0000165.
What is the MICR code of RATNAKAR BANK LIMITED KAKINADA?
The MICR code of RATNAKAR BANK LIMITED KAKINADA branch is NA.
What is the address of RATNAKAR BANK LIMITED KAKINADA?
RATNAKAR BANK LIMITED KAKINADA branch is located at DOOR NO.1 93,KOVVADA PANCHAYAT,KAKINADA RURAL MANDAL,EAST GODAVARI DIST,KAKINADA 533006.
Does RATNAKAR BANK LIMITED KAKINADA support NEFT/RTGS/IMPS?
RATNAKAR BANK LIMITED KAKINADA branch supports NEFT, RTGS, IMPS, and UPI transactions.