RATNAKAR BANK LIMITED IFSC Code – NAGPUR, NAGPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for NAGPUR branch.
Bank Details
| Bank Name | RATNAKAR BANK LIMITED |
| Branch Name | NAGPUR |
| IFSC Code | RATN0000163 |
| MICR Code | WAITING |
| Address | THE RATNAKAR BANK LTD,3,4,5, ADITYA ENCLAVE, CENTRAL BAZAR ROAD, RAMDAS PETH, NAGPUR-440010 |
| City | NAGPUR |
| State | MAHARASHTRA |
| Contact | 9823442373 |
Payment Facilities
About IFSC Code RATN0000163
The IFSC code RATN0000163 uniquely identifies the NAGPUR branch of RATNAKAR BANK LIMITED located in NAGPUR, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code RATN0000163
- First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000163) – Unique branch identifier for NAGPUR
How to Use IFSC Code RATN0000163
To transfer money to any account at RATNAKAR BANK LIMITED NAGPUR branch, you will need to provide the IFSC code RATN0000163 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NAGPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About RATNAKAR BANK LIMITED NAGPUR Branch
RATNAKAR BANK LIMITED NAGPUR is a branch of RATNAKAR BANK LIMITED located in NAGPUR, MAHARASHTRA. The branch provides comprehensive banking services to customers in NAGPUR and surrounding areas.
Branch Address
THE RATNAKAR BANK LTD,3,4,5, ADITYA ENCLAVE, CENTRAL BAZAR ROAD, RAMDAS PETH, NAGPUR-440010, NAGPUR, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of RATNAKAR BANK LIMITED NAGPUR?
The IFSC code of RATNAKAR BANK LIMITED NAGPUR branch in NAGPUR is RATN0000163.
What is the MICR code of RATNAKAR BANK LIMITED NAGPUR?
The MICR code of RATNAKAR BANK LIMITED NAGPUR branch is WAITING.
What is the address of RATNAKAR BANK LIMITED NAGPUR?
RATNAKAR BANK LIMITED NAGPUR branch is located at THE RATNAKAR BANK LTD,3,4,5, ADITYA ENCLAVE, CENTRAL BAZAR ROAD, RAMDAS PETH, NAGPUR-440010.
Does RATNAKAR BANK LIMITED NAGPUR support NEFT/RTGS/IMPS?
RATNAKAR BANK LIMITED NAGPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.