RATNAKAR BANK LIMITED IFSC Code – MORADABAD, MORADABAD
Complete bank details including IFSC code, MICR code, address and payment facilities for MORADABAD branch.
Bank Details
| Bank Name | RATNAKAR BANK LIMITED |
| Branch Name | MORADABAD |
| IFSC Code | RATN0000145 |
| MICR Code | 244176002 |
| Address | THE RATNAKAR BANK LTD,GF-1, PARSVNATH PLAZA -II,NEELGIRI COMMERCIAL COMPLEX,DELHI ROAD, MORADABAD-244001 |
| City | MORADABAD |
| State | UTTAR PRADESH |
| Contact | 9920074414 |
Payment Facilities
About IFSC Code RATN0000145
The IFSC code RATN0000145 uniquely identifies the MORADABAD branch of RATNAKAR BANK LIMITED located in MORADABAD, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code RATN0000145
- First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000145) – Unique branch identifier for MORADABAD
How to Use IFSC Code RATN0000145
To transfer money to any account at RATNAKAR BANK LIMITED MORADABAD branch, you will need to provide the IFSC code RATN0000145 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MORADABAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About RATNAKAR BANK LIMITED MORADABAD Branch
RATNAKAR BANK LIMITED MORADABAD is a branch of RATNAKAR BANK LIMITED located in MORADABAD, UTTAR PRADESH. The branch provides comprehensive banking services to customers in MORADABAD and surrounding areas.
Branch Address
THE RATNAKAR BANK LTD,GF-1, PARSVNATH PLAZA -II,NEELGIRI COMMERCIAL COMPLEX,DELHI ROAD, MORADABAD-244001, MORADABAD, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 244176002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of RATNAKAR BANK LIMITED MORADABAD?
The IFSC code of RATNAKAR BANK LIMITED MORADABAD branch in MORADABAD is RATN0000145.
What is the MICR code of RATNAKAR BANK LIMITED MORADABAD?
The MICR code of RATNAKAR BANK LIMITED MORADABAD branch is 244176002.
What is the address of RATNAKAR BANK LIMITED MORADABAD?
RATNAKAR BANK LIMITED MORADABAD branch is located at THE RATNAKAR BANK LTD,GF-1, PARSVNATH PLAZA -II,NEELGIRI COMMERCIAL COMPLEX,DELHI ROAD, MORADABAD-244001.
Does RATNAKAR BANK LIMITED MORADABAD support NEFT/RTGS/IMPS?
RATNAKAR BANK LIMITED MORADABAD branch supports NEFT, RTGS, IMPS, and UPI transactions.