RATNAKAR BANK LIMITEDVerified Feb 2026

RATNAKAR BANK LIMITED IFSC Code – PERAVARAM, ATREYAPURAM

Complete bank details including IFSC code, MICR code, address and payment facilities for PERAVARAM branch.

IFSC Code
RATN0000135

Bank Details

Bank NameRATNAKAR BANK LIMITED
Branch NamePERAVARAM
IFSC CodeRATN0000135
MICR Code533176102
AddressTHE RATNAKAR BANK LTD,DOOR NO 2/43,1ST FLOOR,PERAVARAM VILLAGE AND GRAM PANCHAYAT,MAIN ROAD,ATREYAPURAM MANDAL,EAST GODAVARI DI,PERAVARAM - 533235
CityATREYAPURAM
DistrictEAST GODAVARI
StateANDHRA PRADESH
Contact8978967320

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code RATN0000135

The IFSC code RATN0000135 uniquely identifies the PERAVARAM branch of RATNAKAR BANK LIMITED located in ATREYAPURAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code RATN0000135

  • First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000135) – Unique branch identifier for PERAVARAM

How to Use IFSC Code RATN0000135

To transfer money to any account at RATNAKAR BANK LIMITED PERAVARAM branch, you will need to provide the IFSC code RATN0000135 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PERAVARAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About RATNAKAR BANK LIMITED PERAVARAM Branch

RATNAKAR BANK LIMITED PERAVARAM is a branch of RATNAKAR BANK LIMITED located in ATREYAPURAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in ATREYAPURAM and surrounding areas.

Branch Address

THE RATNAKAR BANK LTD,DOOR NO 2/43,1ST FLOOR,PERAVARAM VILLAGE AND GRAM PANCHAYAT,MAIN ROAD,ATREYAPURAM MANDAL,EAST GODAVARI DI,PERAVARAM - 533235, ATREYAPURAM, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 533176102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of RATNAKAR BANK LIMITED PERAVARAM?

The IFSC code of RATNAKAR BANK LIMITED PERAVARAM branch in ATREYAPURAM is RATN0000135.

What is the MICR code of RATNAKAR BANK LIMITED PERAVARAM?

The MICR code of RATNAKAR BANK LIMITED PERAVARAM branch is 533176102.

What is the address of RATNAKAR BANK LIMITED PERAVARAM?

RATNAKAR BANK LIMITED PERAVARAM branch is located at THE RATNAKAR BANK LTD,DOOR NO 2/43,1ST FLOOR,PERAVARAM VILLAGE AND GRAM PANCHAYAT,MAIN ROAD,ATREYAPURAM MANDAL,EAST GODAVARI DI,PERAVARAM - 533235.

Does RATNAKAR BANK LIMITED PERAVARAM support NEFT/RTGS/IMPS?

RATNAKAR BANK LIMITED PERAVARAM branch supports NEFT, RTGS, IMPS, and UPI transactions.