PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – GHANOUR, GHANAUR

Complete bank details including IFSC code, MICR code, address and payment facilities for GHANOUR branch.

IFSC Code
PSIB0021435

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameGHANOUR
IFSC CodePSIB0021435
MICR CodeNA
AddressANAJ MANDI, GHANAUR, TEHSIL RAJPURA, DISTT PATILALA, PB 140702
CityGHANAUR
DistrictPATIALA
StatePUNJAB
Contact8427414200

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021435

The IFSC code PSIB0021435 uniquely identifies the GHANOUR branch of PUNJAB AND SIND BANK located in GHANAUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021435

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021435) – Unique branch identifier for GHANOUR

How to Use IFSC Code PSIB0021435

To transfer money to any account at PUNJAB AND SIND BANK GHANOUR branch, you will need to provide the IFSC code PSIB0021435 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GHANOUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK GHANOUR Branch

PUNJAB AND SIND BANK GHANOUR is a branch of PUNJAB AND SIND BANK located in GHANAUR, PUNJAB. The branch provides comprehensive banking services to customers in GHANAUR and surrounding areas.

Branch Address

ANAJ MANDI, GHANAUR, TEHSIL RAJPURA, DISTT PATILALA, PB 140702, GHANAUR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK GHANOUR?

The IFSC code of PUNJAB AND SIND BANK GHANOUR branch in GHANAUR is PSIB0021435.

What is the MICR code of PUNJAB AND SIND BANK GHANOUR?

The MICR code of PUNJAB AND SIND BANK GHANOUR branch is NA.

What is the address of PUNJAB AND SIND BANK GHANOUR?

PUNJAB AND SIND BANK GHANOUR branch is located at ANAJ MANDI, GHANAUR, TEHSIL RAJPURA, DISTT PATILALA, PB 140702.

Does PUNJAB AND SIND BANK GHANOUR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK GHANOUR branch supports NEFT, RTGS, IMPS, and UPI transactions.