PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – SPECIALIZED RETAIL LENDING, JAIPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for SPECIALIZED RETAIL LENDING branch.

IFSC Code
PSIB0021405

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameSPECIALIZED RETAIL LENDING
IFSC CodePSIB0021405
MICR CodeNA
Address01MOHAN TOWER VIDYUT NAGARAJMER ROADJAIPUR
CityJAIPUR
StateRAJASTHAN
Contact9829791037

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021405

The IFSC code PSIB0021405 uniquely identifies the SPECIALIZED RETAIL LENDING branch of PUNJAB AND SIND BANK located in JAIPUR, RAJASTHAN. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021405

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021405) – Unique branch identifier for SPECIALIZED RETAIL LENDING

How to Use IFSC Code PSIB0021405

To transfer money to any account at PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING branch, you will need to provide the IFSC code PSIB0021405 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SPECIALIZED RETAIL LENDING

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING Branch

PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING is a branch of PUNJAB AND SIND BANK located in JAIPUR, RAJASTHAN. The branch provides comprehensive banking services to customers in JAIPUR and surrounding areas.

Branch Address

01MOHAN TOWER VIDYUT NAGARAJMER ROADJAIPUR, JAIPUR, RAJASTHAN

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING?

The IFSC code of PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING branch in JAIPUR is PSIB0021405.

What is the MICR code of PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING?

The MICR code of PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING branch is NA.

What is the address of PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING?

PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING branch is located at 01MOHAN TOWER VIDYUT NAGARAJMER ROADJAIPUR.

Does PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK SPECIALIZED RETAIL LENDING branch supports NEFT, RTGS, IMPS, and UPI transactions.