PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – KHIZRABAD, KHIZRABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for KHIZRABAD branch.

IFSC Code
PSIB0021397

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameKHIZRABAD
IFSC CodePSIB0021397
MICR CodeNA
AddressVPO KHIZRABAD, DISTT MOHALI, PUNJAB - 140109
CityKHIZRABAD
DistrictRUPNAGAR
StatePUNJAB
Contact9417250202

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021397

The IFSC code PSIB0021397 uniquely identifies the KHIZRABAD branch of PUNJAB AND SIND BANK located in KHIZRABAD, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021397

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021397) – Unique branch identifier for KHIZRABAD

How to Use IFSC Code PSIB0021397

To transfer money to any account at PUNJAB AND SIND BANK KHIZRABAD branch, you will need to provide the IFSC code PSIB0021397 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHIZRABAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK KHIZRABAD Branch

PUNJAB AND SIND BANK KHIZRABAD is a branch of PUNJAB AND SIND BANK located in KHIZRABAD, PUNJAB. The branch provides comprehensive banking services to customers in KHIZRABAD and surrounding areas.

Branch Address

VPO KHIZRABAD, DISTT MOHALI, PUNJAB - 140109, KHIZRABAD, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK KHIZRABAD?

The IFSC code of PUNJAB AND SIND BANK KHIZRABAD branch in KHIZRABAD is PSIB0021397.

What is the MICR code of PUNJAB AND SIND BANK KHIZRABAD?

The MICR code of PUNJAB AND SIND BANK KHIZRABAD branch is NA.

What is the address of PUNJAB AND SIND BANK KHIZRABAD?

PUNJAB AND SIND BANK KHIZRABAD branch is located at VPO KHIZRABAD, DISTT MOHALI, PUNJAB - 140109.

Does PUNJAB AND SIND BANK KHIZRABAD support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK KHIZRABAD branch supports NEFT, RTGS, IMPS, and UPI transactions.