PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – SPL RETAIL LENDING BR 17B CHD, CHANDIGARH

Complete bank details including IFSC code, MICR code, address and payment facilities for SPL RETAIL LENDING BR 17B CHD branch.

IFSC Code
PSIB0021356

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameSPL RETAIL LENDING BR 17B CHD
IFSC CodePSIB0021356
MICR CodeNA
Address17 B CHANDIGARH, PUNJAB
CityCHANDIGARH
StateCHANDIGARH
Contact5026397

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021356

The IFSC code PSIB0021356 uniquely identifies the SPL RETAIL LENDING BR 17B CHD branch of PUNJAB AND SIND BANK located in CHANDIGARH, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021356

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021356) – Unique branch identifier for SPL RETAIL LENDING BR 17B CHD

How to Use IFSC Code PSIB0021356

To transfer money to any account at PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD branch, you will need to provide the IFSC code PSIB0021356 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SPL RETAIL LENDING BR 17B CHD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD Branch

PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD is a branch of PUNJAB AND SIND BANK located in CHANDIGARH, CHANDIGARH. The branch provides comprehensive banking services to customers in CHANDIGARH and surrounding areas.

Branch Address

17 B CHANDIGARH, PUNJAB, CHANDIGARH, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD?

The IFSC code of PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD branch in CHANDIGARH is PSIB0021356.

What is the MICR code of PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD?

The MICR code of PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD branch is NA.

What is the address of PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD?

PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD branch is located at 17 B CHANDIGARH, PUNJAB.

Does PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK SPL RETAIL LENDING BR 17B CHD branch supports NEFT, RTGS, IMPS, and UPI transactions.