PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – RAJ NAGAR, GHAZIABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for RAJ NAGAR branch.

IFSC Code
PSIB0021308

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameRAJ NAGAR
IFSC CodePSIB0021308
MICR CodeNA
AddressD 25 RDC,RAJNAGAR,CITY GHAZIABAD,DISTT.GHAZIABAD 201001,UP
CityGHAZIABAD
StateUTTAR PRADESH
Contact9899284714

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021308

The IFSC code PSIB0021308 uniquely identifies the RAJ NAGAR branch of PUNJAB AND SIND BANK located in GHAZIABAD, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021308

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021308) – Unique branch identifier for RAJ NAGAR

How to Use IFSC Code PSIB0021308

To transfer money to any account at PUNJAB AND SIND BANK RAJ NAGAR branch, you will need to provide the IFSC code PSIB0021308 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RAJ NAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK RAJ NAGAR Branch

PUNJAB AND SIND BANK RAJ NAGAR is a branch of PUNJAB AND SIND BANK located in GHAZIABAD, UTTAR PRADESH. The branch provides comprehensive banking services to customers in GHAZIABAD and surrounding areas.

Branch Address

D 25 RDC,RAJNAGAR,CITY GHAZIABAD,DISTT.GHAZIABAD 201001,UP, GHAZIABAD, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK RAJ NAGAR?

The IFSC code of PUNJAB AND SIND BANK RAJ NAGAR branch in GHAZIABAD is PSIB0021308.

What is the MICR code of PUNJAB AND SIND BANK RAJ NAGAR?

The MICR code of PUNJAB AND SIND BANK RAJ NAGAR branch is NA.

What is the address of PUNJAB AND SIND BANK RAJ NAGAR?

PUNJAB AND SIND BANK RAJ NAGAR branch is located at D 25 RDC,RAJNAGAR,CITY GHAZIABAD,DISTT.GHAZIABAD 201001,UP.

Does PUNJAB AND SIND BANK RAJ NAGAR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK RAJ NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.