PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – KARAIKUDI, KARAIKUDI

Complete bank details including IFSC code, MICR code, address and payment facilities for KARAIKUDI branch.

IFSC Code
PSIB0021288

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameKARAIKUDI
IFSC CodePSIB0021288
MICR CodeNA
AddressNO.26,SUBRAMANIAPURAM,4TH STREET,SOUTH EXTENSION,CITY KARAIKUDI,DISTT.SIVAGANGA 630 002,TAMIL NADU
CityKARAIKUDI
DistrictSIVAGANGA
StateTAMIL NADU
Contact9840562271

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021288

The IFSC code PSIB0021288 uniquely identifies the KARAIKUDI branch of PUNJAB AND SIND BANK located in KARAIKUDI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021288

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021288) – Unique branch identifier for KARAIKUDI

How to Use IFSC Code PSIB0021288

To transfer money to any account at PUNJAB AND SIND BANK KARAIKUDI branch, you will need to provide the IFSC code PSIB0021288 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARAIKUDI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK KARAIKUDI Branch

PUNJAB AND SIND BANK KARAIKUDI is a branch of PUNJAB AND SIND BANK located in KARAIKUDI, TAMIL NADU. The branch provides comprehensive banking services to customers in KARAIKUDI and surrounding areas.

Branch Address

NO.26,SUBRAMANIAPURAM,4TH STREET,SOUTH EXTENSION,CITY KARAIKUDI,DISTT.SIVAGANGA 630 002,TAMIL NADU, KARAIKUDI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK KARAIKUDI?

The IFSC code of PUNJAB AND SIND BANK KARAIKUDI branch in KARAIKUDI is PSIB0021288.

What is the MICR code of PUNJAB AND SIND BANK KARAIKUDI?

The MICR code of PUNJAB AND SIND BANK KARAIKUDI branch is NA.

What is the address of PUNJAB AND SIND BANK KARAIKUDI?

PUNJAB AND SIND BANK KARAIKUDI branch is located at NO.26,SUBRAMANIAPURAM,4TH STREET,SOUTH EXTENSION,CITY KARAIKUDI,DISTT.SIVAGANGA 630 002,TAMIL NADU.

Does PUNJAB AND SIND BANK KARAIKUDI support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK KARAIKUDI branch supports NEFT, RTGS, IMPS, and UPI transactions.