PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – HAJIPUR-USB, GARHSHANKAR

Complete bank details including IFSC code, MICR code, address and payment facilities for HAJIPUR-USB branch.

IFSC Code
PSIB0021237

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameHAJIPUR-USB
IFSC CodePSIB0021237
MICR CodeNA
AddressVILL HAJIPUR, PO RAIPUR BILRON, TEH GARSHANKAR DISTT HOSHIARPUR- PB 144528
CityGARHSHANKAR
DistrictHOSHIARPUR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021237

The IFSC code PSIB0021237 uniquely identifies the HAJIPUR-USB branch of PUNJAB AND SIND BANK located in GARHSHANKAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021237

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021237) – Unique branch identifier for HAJIPUR-USB

How to Use IFSC Code PSIB0021237

To transfer money to any account at PUNJAB AND SIND BANK HAJIPUR-USB branch, you will need to provide the IFSC code PSIB0021237 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at HAJIPUR-USB

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK HAJIPUR-USB Branch

PUNJAB AND SIND BANK HAJIPUR-USB is a branch of PUNJAB AND SIND BANK located in GARHSHANKAR, PUNJAB. The branch provides comprehensive banking services to customers in GARHSHANKAR and surrounding areas.

Branch Address

VILL HAJIPUR, PO RAIPUR BILRON, TEH GARSHANKAR DISTT HOSHIARPUR- PB 144528, GARHSHANKAR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK HAJIPUR-USB?

The IFSC code of PUNJAB AND SIND BANK HAJIPUR-USB branch in GARHSHANKAR is PSIB0021237.

What is the MICR code of PUNJAB AND SIND BANK HAJIPUR-USB?

The MICR code of PUNJAB AND SIND BANK HAJIPUR-USB branch is NA.

What is the address of PUNJAB AND SIND BANK HAJIPUR-USB?

PUNJAB AND SIND BANK HAJIPUR-USB branch is located at VILL HAJIPUR, PO RAIPUR BILRON, TEH GARSHANKAR DISTT HOSHIARPUR- PB 144528.

Does PUNJAB AND SIND BANK HAJIPUR-USB support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK HAJIPUR-USB branch supports NEFT, RTGS, IMPS, and UPI transactions.