PUNJAB AND SIND BANK IFSC Code – KIRI BHUMAL - USB, JAGRAON
Complete bank details including IFSC code, MICR code, address and payment facilities for KIRI BHUMAL - USB branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | KIRI BHUMAL - USB |
| IFSC Code | PSIB0021227 |
| MICR Code | NA |
| Address | VILL KIRI BHUMAL, PO SIDHWA GATE, TEH JAGROAN, LUDHIANA- PB 142033 |
| City | JAGRAON |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code PSIB0021227
The IFSC code PSIB0021227 uniquely identifies the KIRI BHUMAL - USB branch of PUNJAB AND SIND BANK located in JAGRAON, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0021227
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (021227) – Unique branch identifier for KIRI BHUMAL - USB
How to Use IFSC Code PSIB0021227
To transfer money to any account at PUNJAB AND SIND BANK KIRI BHUMAL - USB branch, you will need to provide the IFSC code PSIB0021227 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KIRI BHUMAL - USB
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK KIRI BHUMAL - USB Branch
PUNJAB AND SIND BANK KIRI BHUMAL - USB is a branch of PUNJAB AND SIND BANK located in JAGRAON, PUNJAB. The branch provides comprehensive banking services to customers in JAGRAON and surrounding areas.
Branch Address
VILL KIRI BHUMAL, PO SIDHWA GATE, TEH JAGROAN, LUDHIANA- PB 142033, JAGRAON, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK KIRI BHUMAL - USB?
The IFSC code of PUNJAB AND SIND BANK KIRI BHUMAL - USB branch in JAGRAON is PSIB0021227.
What is the MICR code of PUNJAB AND SIND BANK KIRI BHUMAL - USB?
The MICR code of PUNJAB AND SIND BANK KIRI BHUMAL - USB branch is NA.
What is the address of PUNJAB AND SIND BANK KIRI BHUMAL - USB?
PUNJAB AND SIND BANK KIRI BHUMAL - USB branch is located at VILL KIRI BHUMAL, PO SIDHWA GATE, TEH JAGROAN, LUDHIANA- PB 142033.
Does PUNJAB AND SIND BANK KIRI BHUMAL - USB support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK KIRI BHUMAL - USB branch supports NEFT, RTGS, IMPS, and UPI transactions.