PUNJAB AND SIND BANK IFSC Code – RATAN HERI, KHANNA
Complete bank details including IFSC code, MICR code, address and payment facilities for RATAN HERI branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | RATAN HERI |
| IFSC Code | PSIB0021214 |
| MICR Code | NA |
| Address | VILL RATTANHERI, PO KHANNA LUDHIANA- 141401 |
| City | KHANNA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code PSIB0021214
The IFSC code PSIB0021214 uniquely identifies the RATAN HERI branch of PUNJAB AND SIND BANK located in KHANNA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0021214
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (021214) – Unique branch identifier for RATAN HERI
How to Use IFSC Code PSIB0021214
To transfer money to any account at PUNJAB AND SIND BANK RATAN HERI branch, you will need to provide the IFSC code PSIB0021214 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATAN HERI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK RATAN HERI Branch
PUNJAB AND SIND BANK RATAN HERI is a branch of PUNJAB AND SIND BANK located in KHANNA, PUNJAB. The branch provides comprehensive banking services to customers in KHANNA and surrounding areas.
Branch Address
VILL RATTANHERI, PO KHANNA LUDHIANA- 141401, KHANNA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK RATAN HERI?
The IFSC code of PUNJAB AND SIND BANK RATAN HERI branch in KHANNA is PSIB0021214.
What is the MICR code of PUNJAB AND SIND BANK RATAN HERI?
The MICR code of PUNJAB AND SIND BANK RATAN HERI branch is NA.
What is the address of PUNJAB AND SIND BANK RATAN HERI?
PUNJAB AND SIND BANK RATAN HERI branch is located at VILL RATTANHERI, PO KHANNA LUDHIANA- 141401.
Does PUNJAB AND SIND BANK RATAN HERI support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK RATAN HERI branch supports NEFT, RTGS, IMPS, and UPI transactions.