PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – HAMIRPUR, HAMIRPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for HAMIRPUR branch.

IFSC Code
PSIB0021192

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameHAMIRPUR
IFSC CodePSIB0021192
MICR CodeNA
AddressHOTEL PURI,NEW DEV PAL CHOWK,HAMIRPUR,HIMACHAL PRADESH 177001
CityHAMIRPUR
StateHIMACHAL PRADESH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021192

The IFSC code PSIB0021192 uniquely identifies the HAMIRPUR branch of PUNJAB AND SIND BANK located in HAMIRPUR, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021192

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021192) – Unique branch identifier for HAMIRPUR

How to Use IFSC Code PSIB0021192

To transfer money to any account at PUNJAB AND SIND BANK HAMIRPUR branch, you will need to provide the IFSC code PSIB0021192 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at HAMIRPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK HAMIRPUR Branch

PUNJAB AND SIND BANK HAMIRPUR is a branch of PUNJAB AND SIND BANK located in HAMIRPUR, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in HAMIRPUR and surrounding areas.

Branch Address

HOTEL PURI,NEW DEV PAL CHOWK,HAMIRPUR,HIMACHAL PRADESH 177001, HAMIRPUR, HIMACHAL PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK HAMIRPUR?

The IFSC code of PUNJAB AND SIND BANK HAMIRPUR branch in HAMIRPUR is PSIB0021192.

What is the MICR code of PUNJAB AND SIND BANK HAMIRPUR?

The MICR code of PUNJAB AND SIND BANK HAMIRPUR branch is NA.

What is the address of PUNJAB AND SIND BANK HAMIRPUR?

PUNJAB AND SIND BANK HAMIRPUR branch is located at HOTEL PURI,NEW DEV PAL CHOWK,HAMIRPUR,HIMACHAL PRADESH 177001.

Does PUNJAB AND SIND BANK HAMIRPUR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK HAMIRPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.