PUNJAB AND SIND BANK IFSC Code – JHANDIANA WEST, MOGA
Complete bank details including IFSC code, MICR code, address and payment facilities for JHANDIANA WEST branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | JHANDIANA WEST |
| IFSC Code | PSIB0021185 |
| MICR Code | NA |
| Address | VPO JHANDIANA WEST MOGA -PB?? 142048 |
| City | MOGA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code PSIB0021185
The IFSC code PSIB0021185 uniquely identifies the JHANDIANA WEST branch of PUNJAB AND SIND BANK located in MOGA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0021185
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (021185) – Unique branch identifier for JHANDIANA WEST
How to Use IFSC Code PSIB0021185
To transfer money to any account at PUNJAB AND SIND BANK JHANDIANA WEST branch, you will need to provide the IFSC code PSIB0021185 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JHANDIANA WEST
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK JHANDIANA WEST Branch
PUNJAB AND SIND BANK JHANDIANA WEST is a branch of PUNJAB AND SIND BANK located in MOGA, PUNJAB. The branch provides comprehensive banking services to customers in MOGA and surrounding areas.
Branch Address
VPO JHANDIANA WEST MOGA -PB?? 142048, MOGA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK JHANDIANA WEST?
The IFSC code of PUNJAB AND SIND BANK JHANDIANA WEST branch in MOGA is PSIB0021185.
What is the MICR code of PUNJAB AND SIND BANK JHANDIANA WEST?
The MICR code of PUNJAB AND SIND BANK JHANDIANA WEST branch is NA.
What is the address of PUNJAB AND SIND BANK JHANDIANA WEST?
PUNJAB AND SIND BANK JHANDIANA WEST branch is located at VPO JHANDIANA WEST MOGA -PB?? 142048.
Does PUNJAB AND SIND BANK JHANDIANA WEST support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK JHANDIANA WEST branch supports NEFT, RTGS, IMPS, and UPI transactions.