PUNJAB AND SIND BANK IFSC Code – MAULI JAGRAN, CHANDIGARH
Complete bank details including IFSC code, MICR code, address and payment facilities for MAULI JAGRAN branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | MAULI JAGRAN |
| IFSC Code | PSIB0021073 |
| MICR Code | 160023046 |
| Address | MAIN ROAD,MAULI JAGRAN, CHANDIGARH, DISTT. CHANDIGARH, CHANDIGARH - 160101 |
| City | CHANDIGARH |
| State | CHANDIGARH |
| Contact | 0 |
Payment Facilities
About IFSC Code PSIB0021073
The IFSC code PSIB0021073 uniquely identifies the MAULI JAGRAN branch of PUNJAB AND SIND BANK located in CHANDIGARH, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0021073
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (021073) – Unique branch identifier for MAULI JAGRAN
How to Use IFSC Code PSIB0021073
To transfer money to any account at PUNJAB AND SIND BANK MAULI JAGRAN branch, you will need to provide the IFSC code PSIB0021073 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MAULI JAGRAN
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK MAULI JAGRAN Branch
PUNJAB AND SIND BANK MAULI JAGRAN is a branch of PUNJAB AND SIND BANK located in CHANDIGARH, CHANDIGARH. The branch provides comprehensive banking services to customers in CHANDIGARH and surrounding areas.
Branch Address
MAIN ROAD,MAULI JAGRAN, CHANDIGARH, DISTT. CHANDIGARH, CHANDIGARH - 160101, CHANDIGARH, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 160023046. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK MAULI JAGRAN?
The IFSC code of PUNJAB AND SIND BANK MAULI JAGRAN branch in CHANDIGARH is PSIB0021073.
What is the MICR code of PUNJAB AND SIND BANK MAULI JAGRAN?
The MICR code of PUNJAB AND SIND BANK MAULI JAGRAN branch is 160023046.
What is the address of PUNJAB AND SIND BANK MAULI JAGRAN?
PUNJAB AND SIND BANK MAULI JAGRAN branch is located at MAIN ROAD,MAULI JAGRAN, CHANDIGARH, DISTT. CHANDIGARH, CHANDIGARH - 160101.
Does PUNJAB AND SIND BANK MAULI JAGRAN support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK MAULI JAGRAN branch supports NEFT, RTGS, IMPS, and UPI transactions.