PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – GUMTI KALAN, BATHINDA

Complete bank details including IFSC code, MICR code, address and payment facilities for GUMTI KALAN branch.

IFSC Code
PSIB0021030

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameGUMTI KALAN
IFSC CodePSIB0021030
MICR CodeNA
AddressVPO GUMTI KALAN, THE-PHUL,?? ??DISTT BHATINDA -151006
CityBATHINDA
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021030

The IFSC code PSIB0021030 uniquely identifies the GUMTI KALAN branch of PUNJAB AND SIND BANK located in BATHINDA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021030

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021030) – Unique branch identifier for GUMTI KALAN

How to Use IFSC Code PSIB0021030

To transfer money to any account at PUNJAB AND SIND BANK GUMTI KALAN branch, you will need to provide the IFSC code PSIB0021030 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GUMTI KALAN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK GUMTI KALAN Branch

PUNJAB AND SIND BANK GUMTI KALAN is a branch of PUNJAB AND SIND BANK located in BATHINDA, PUNJAB. The branch provides comprehensive banking services to customers in BATHINDA and surrounding areas.

Branch Address

VPO GUMTI KALAN, THE-PHUL,?? ??DISTT BHATINDA -151006, BATHINDA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK GUMTI KALAN?

The IFSC code of PUNJAB AND SIND BANK GUMTI KALAN branch in BATHINDA is PSIB0021030.

What is the MICR code of PUNJAB AND SIND BANK GUMTI KALAN?

The MICR code of PUNJAB AND SIND BANK GUMTI KALAN branch is NA.

What is the address of PUNJAB AND SIND BANK GUMTI KALAN?

PUNJAB AND SIND BANK GUMTI KALAN branch is located at VPO GUMTI KALAN, THE-PHUL,?? ??DISTT BHATINDA -151006.

Does PUNJAB AND SIND BANK GUMTI KALAN support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK GUMTI KALAN branch supports NEFT, RTGS, IMPS, and UPI transactions.