PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – ASHOK NAGAR CHENNAI, CHENNAI

Complete bank details including IFSC code, MICR code, address and payment facilities for ASHOK NAGAR CHENNAI branch.

IFSC Code
PSIB0020999

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameASHOK NAGAR CHENNAI
IFSC CodePSIB0020999
MICR CodeWAITING
Address17/36, GF, 4TH AVENUE, ASHOK NAGAR, CHENNAI
CityCHENNAI
StateTAMIL NADU
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0020999

The IFSC code PSIB0020999 uniquely identifies the ASHOK NAGAR CHENNAI branch of PUNJAB AND SIND BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0020999

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (020999) – Unique branch identifier for ASHOK NAGAR CHENNAI

How to Use IFSC Code PSIB0020999

To transfer money to any account at PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI branch, you will need to provide the IFSC code PSIB0020999 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ASHOK NAGAR CHENNAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI Branch

PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI is a branch of PUNJAB AND SIND BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.

Branch Address

17/36, GF, 4TH AVENUE, ASHOK NAGAR, CHENNAI, CHENNAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI?

The IFSC code of PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI branch in CHENNAI is PSIB0020999.

What is the MICR code of PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI?

The MICR code of PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI branch is WAITING.

What is the address of PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI?

PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI branch is located at 17/36, GF, 4TH AVENUE, ASHOK NAGAR, CHENNAI.

Does PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK ASHOK NAGAR CHENNAI branch supports NEFT, RTGS, IMPS, and UPI transactions.