PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – BIKHIWIND, TARN TARAN

Complete bank details including IFSC code, MICR code, address and payment facilities for BIKHIWIND branch.

IFSC Code
PSIB0020984

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameBIKHIWIND
IFSC CodePSIB0020984
MICR CodeNA
AddressBHIKHIWIND, PATTI ROAD, TEHSIL- PATTI, DISTT.TARN TARAN:143303
CityTARN TARAN
DistrictAMRITSAR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0020984

The IFSC code PSIB0020984 uniquely identifies the BIKHIWIND branch of PUNJAB AND SIND BANK located in TARN TARAN, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0020984

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (020984) – Unique branch identifier for BIKHIWIND

How to Use IFSC Code PSIB0020984

To transfer money to any account at PUNJAB AND SIND BANK BIKHIWIND branch, you will need to provide the IFSC code PSIB0020984 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BIKHIWIND

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK BIKHIWIND Branch

PUNJAB AND SIND BANK BIKHIWIND is a branch of PUNJAB AND SIND BANK located in TARN TARAN, PUNJAB. The branch provides comprehensive banking services to customers in TARN TARAN and surrounding areas.

Branch Address

BHIKHIWIND, PATTI ROAD, TEHSIL- PATTI, DISTT.TARN TARAN:143303, TARN TARAN, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK BIKHIWIND?

The IFSC code of PUNJAB AND SIND BANK BIKHIWIND branch in TARN TARAN is PSIB0020984.

What is the MICR code of PUNJAB AND SIND BANK BIKHIWIND?

The MICR code of PUNJAB AND SIND BANK BIKHIWIND branch is NA.

What is the address of PUNJAB AND SIND BANK BIKHIWIND?

PUNJAB AND SIND BANK BIKHIWIND branch is located at BHIKHIWIND, PATTI ROAD, TEHSIL- PATTI, DISTT.TARN TARAN:143303.

Does PUNJAB AND SIND BANK BIKHIWIND support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK BIKHIWIND branch supports NEFT, RTGS, IMPS, and UPI transactions.