PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – BADDI, BADDI

Complete bank details including IFSC code, MICR code, address and payment facilities for BADDI branch.

IFSC Code
PSIB0020983

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameBADDI
IFSC CodePSIB0020983
MICR CodeNA
AddressSAI ROAD, (NEAR BHARDWAJ HOSPITAL) BADDI, DISTT. SOLAN, H.P.
CityBADDI
DistrictSOLAN
StateHIMACHAL PRADESH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0020983

The IFSC code PSIB0020983 uniquely identifies the BADDI branch of PUNJAB AND SIND BANK located in BADDI, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0020983

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (020983) – Unique branch identifier for BADDI

How to Use IFSC Code PSIB0020983

To transfer money to any account at PUNJAB AND SIND BANK BADDI branch, you will need to provide the IFSC code PSIB0020983 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BADDI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK BADDI Branch

PUNJAB AND SIND BANK BADDI is a branch of PUNJAB AND SIND BANK located in BADDI, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in BADDI and surrounding areas.

Branch Address

SAI ROAD, (NEAR BHARDWAJ HOSPITAL) BADDI, DISTT. SOLAN, H.P., BADDI, HIMACHAL PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK BADDI?

The IFSC code of PUNJAB AND SIND BANK BADDI branch in BADDI is PSIB0020983.

What is the MICR code of PUNJAB AND SIND BANK BADDI?

The MICR code of PUNJAB AND SIND BANK BADDI branch is NA.

What is the address of PUNJAB AND SIND BANK BADDI?

PUNJAB AND SIND BANK BADDI branch is located at SAI ROAD, (NEAR BHARDWAJ HOSPITAL) BADDI, DISTT. SOLAN, H.P..

Does PUNJAB AND SIND BANK BADDI support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK BADDI branch supports NEFT, RTGS, IMPS, and UPI transactions.