PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – KALKAJI, DELHI, DELHI

Complete bank details including IFSC code, MICR code, address and payment facilities for KALKAJI, DELHI branch.

IFSC Code
PSIB0020948

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameKALKAJI, DELHI
IFSC CodePSIB0020948
MICR CodeWAITING
AddressM-18, KALKA JI, NEW DELHI-110019
CityDELHI
StateDELHI
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0020948

The IFSC code PSIB0020948 uniquely identifies the KALKAJI, DELHI branch of PUNJAB AND SIND BANK located in DELHI, DELHI. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0020948

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (020948) – Unique branch identifier for KALKAJI, DELHI

How to Use IFSC Code PSIB0020948

To transfer money to any account at PUNJAB AND SIND BANK KALKAJI, DELHI branch, you will need to provide the IFSC code PSIB0020948 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KALKAJI, DELHI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK KALKAJI, DELHI Branch

PUNJAB AND SIND BANK KALKAJI, DELHI is a branch of PUNJAB AND SIND BANK located in DELHI, DELHI. The branch provides comprehensive banking services to customers in DELHI and surrounding areas.

Branch Address

M-18, KALKA JI, NEW DELHI-110019, DELHI, DELHI

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK KALKAJI, DELHI?

The IFSC code of PUNJAB AND SIND BANK KALKAJI, DELHI branch in DELHI is PSIB0020948.

What is the MICR code of PUNJAB AND SIND BANK KALKAJI, DELHI?

The MICR code of PUNJAB AND SIND BANK KALKAJI, DELHI branch is WAITING.

What is the address of PUNJAB AND SIND BANK KALKAJI, DELHI?

PUNJAB AND SIND BANK KALKAJI, DELHI branch is located at M-18, KALKA JI, NEW DELHI-110019.

Does PUNJAB AND SIND BANK KALKAJI, DELHI support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK KALKAJI, DELHI branch supports NEFT, RTGS, IMPS, and UPI transactions.