PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – KARTARPUR DISTT JALANDHAR, KARTARPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for KARTARPUR DISTT JALANDHAR branch.

IFSC Code
PSIB0020935

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameKARTARPUR DISTT JALANDHAR
IFSC CodePSIB0020935
MICR CodeWAITING
AddressG.T.ROAD, KARTARPUR, DISTT. JALANDHAR, PUNJAB-144104
CityKARTARPUR
DistrictJALANDHAR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0020935

The IFSC code PSIB0020935 uniquely identifies the KARTARPUR DISTT JALANDHAR branch of PUNJAB AND SIND BANK located in KARTARPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0020935

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (020935) – Unique branch identifier for KARTARPUR DISTT JALANDHAR

How to Use IFSC Code PSIB0020935

To transfer money to any account at PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR branch, you will need to provide the IFSC code PSIB0020935 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARTARPUR DISTT JALANDHAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR Branch

PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR is a branch of PUNJAB AND SIND BANK located in KARTARPUR, PUNJAB. The branch provides comprehensive banking services to customers in KARTARPUR and surrounding areas.

Branch Address

G.T.ROAD, KARTARPUR, DISTT. JALANDHAR, PUNJAB-144104, KARTARPUR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR?

The IFSC code of PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR branch in KARTARPUR is PSIB0020935.

What is the MICR code of PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR?

The MICR code of PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR branch is WAITING.

What is the address of PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR?

PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR branch is located at G.T.ROAD, KARTARPUR, DISTT. JALANDHAR, PUNJAB-144104.

Does PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK KARTARPUR DISTT JALANDHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.