PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – KAPURTHALA RAILWAY COACH FACTOR, KAPURTHALA

Complete bank details including IFSC code, MICR code, address and payment facilities for KAPURTHALA RAILWAY COACH FACTOR branch.

IFSC Code
PSIB0000822

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameKAPURTHALA RAILWAY COACH FACTOR
IFSC CodePSIB0000822
MICR CodeNA
AddressRAIL COACH FACTORY, DISTT. KAPURTHALA, PUNJAB - 144602
CityKAPURTHALA
StatePUNJAB
Contact2727021

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000822

The IFSC code PSIB0000822 uniquely identifies the KAPURTHALA RAILWAY COACH FACTOR branch of PUNJAB AND SIND BANK located in KAPURTHALA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000822

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000822) – Unique branch identifier for KAPURTHALA RAILWAY COACH FACTOR

How to Use IFSC Code PSIB0000822

To transfer money to any account at PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR branch, you will need to provide the IFSC code PSIB0000822 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KAPURTHALA RAILWAY COACH FACTOR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR Branch

PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR is a branch of PUNJAB AND SIND BANK located in KAPURTHALA, PUNJAB. The branch provides comprehensive banking services to customers in KAPURTHALA and surrounding areas.

Branch Address

RAIL COACH FACTORY, DISTT. KAPURTHALA, PUNJAB - 144602, KAPURTHALA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR?

The IFSC code of PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR branch in KAPURTHALA is PSIB0000822.

What is the MICR code of PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR?

The MICR code of PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR branch is NA.

What is the address of PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR?

PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR branch is located at RAIL COACH FACTORY, DISTT. KAPURTHALA, PUNJAB - 144602.

Does PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK KAPURTHALA RAILWAY COACH FACTOR branch supports NEFT, RTGS, IMPS, and UPI transactions.