PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – R.S. PURA, DISTT JAMMU, JAMMU

Complete bank details including IFSC code, MICR code, address and payment facilities for R.S. PURA, DISTT JAMMU branch.

IFSC Code
PSIB0000738

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameR.S. PURA, DISTT JAMMU
IFSC CodePSIB0000738
MICR Code180023005
AddressR.S. PURA, DISTT JAMMU, DISTT. JAMMU, JAMMU & KASHMIR - 181102
CityJAMMU
StateJAMMU AND KASHMIR
Contact250978

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000738

The IFSC code PSIB0000738 uniquely identifies the R.S. PURA, DISTT JAMMU branch of PUNJAB AND SIND BANK located in JAMMU, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000738

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000738) – Unique branch identifier for R.S. PURA, DISTT JAMMU

How to Use IFSC Code PSIB0000738

To transfer money to any account at PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU branch, you will need to provide the IFSC code PSIB0000738 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at R.S. PURA, DISTT JAMMU

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU Branch

PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU is a branch of PUNJAB AND SIND BANK located in JAMMU, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in JAMMU and surrounding areas.

Branch Address

R.S. PURA, DISTT JAMMU, DISTT. JAMMU, JAMMU & KASHMIR - 181102, JAMMU, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 180023005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU?

The IFSC code of PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU branch in JAMMU is PSIB0000738.

What is the MICR code of PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU?

The MICR code of PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU branch is 180023005.

What is the address of PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU?

PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU branch is located at R.S. PURA, DISTT JAMMU, DISTT. JAMMU, JAMMU & KASHMIR - 181102.

Does PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK R.S. PURA, DISTT JAMMU branch supports NEFT, RTGS, IMPS, and UPI transactions.