PUNJAB AND SIND BANK IFSC Code – PADHIANA, PADHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for PADHIANA branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | PADHIANA |
| IFSC Code | PSIB0000700 |
| MICR Code | NA |
| Address | PADHIANA DISTT JALANDHAR, DISTT. JALANDHAR, PUNJAB - |
| City | PADHIANA |
| District | JALANDHAR |
| State | PUNJAB |
| Contact | 2718602 |
Payment Facilities
About IFSC Code PSIB0000700
The IFSC code PSIB0000700 uniquely identifies the PADHIANA branch of PUNJAB AND SIND BANK located in PADHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0000700
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000700) – Unique branch identifier for PADHIANA
How to Use IFSC Code PSIB0000700
To transfer money to any account at PUNJAB AND SIND BANK PADHIANA branch, you will need to provide the IFSC code PSIB0000700 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PADHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK PADHIANA Branch
PUNJAB AND SIND BANK PADHIANA is a branch of PUNJAB AND SIND BANK located in PADHIANA, PUNJAB. The branch provides comprehensive banking services to customers in PADHIANA and surrounding areas.
Branch Address
PADHIANA DISTT JALANDHAR, DISTT. JALANDHAR, PUNJAB -, PADHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK PADHIANA?
The IFSC code of PUNJAB AND SIND BANK PADHIANA branch in PADHIANA is PSIB0000700.
What is the MICR code of PUNJAB AND SIND BANK PADHIANA?
The MICR code of PUNJAB AND SIND BANK PADHIANA branch is NA.
What is the address of PUNJAB AND SIND BANK PADHIANA?
PUNJAB AND SIND BANK PADHIANA branch is located at PADHIANA DISTT JALANDHAR, DISTT. JALANDHAR, PUNJAB -.
Does PUNJAB AND SIND BANK PADHIANA support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK PADHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.