PUNJAB AND SIND BANK IFSC Code – KHARORA, KHAROURA
Complete bank details including IFSC code, MICR code, address and payment facilities for KHARORA branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | KHARORA |
| IFSC Code | PSIB0000454 |
| MICR Code | NA |
| Address | KHAROURA, PATIALA ROAD TEH. SIRHIND, DISTT. FATEHGARH SAHIB, PUNJAB - 147104 |
| City | KHAROURA |
| District | FATEHGARH SAHIB |
| State | PUNJAB |
| Contact | 265250 |
Payment Facilities
About IFSC Code PSIB0000454
The IFSC code PSIB0000454 uniquely identifies the KHARORA branch of PUNJAB AND SIND BANK located in KHAROURA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0000454
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000454) – Unique branch identifier for KHARORA
How to Use IFSC Code PSIB0000454
To transfer money to any account at PUNJAB AND SIND BANK KHARORA branch, you will need to provide the IFSC code PSIB0000454 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KHARORA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK KHARORA Branch
PUNJAB AND SIND BANK KHARORA is a branch of PUNJAB AND SIND BANK located in KHAROURA, PUNJAB. The branch provides comprehensive banking services to customers in KHAROURA and surrounding areas.
Branch Address
KHAROURA, PATIALA ROAD TEH. SIRHIND, DISTT. FATEHGARH SAHIB, PUNJAB - 147104, KHAROURA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK KHARORA?
The IFSC code of PUNJAB AND SIND BANK KHARORA branch in KHAROURA is PSIB0000454.
What is the MICR code of PUNJAB AND SIND BANK KHARORA?
The MICR code of PUNJAB AND SIND BANK KHARORA branch is NA.
What is the address of PUNJAB AND SIND BANK KHARORA?
PUNJAB AND SIND BANK KHARORA branch is located at KHAROURA, PATIALA ROAD TEH. SIRHIND, DISTT. FATEHGARH SAHIB, PUNJAB - 147104.
Does PUNJAB AND SIND BANK KHARORA support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK KHARORA branch supports NEFT, RTGS, IMPS, and UPI transactions.