PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – KHARAR ACCHARWAL, KHARAR ACCHHARWAL

Complete bank details including IFSC code, MICR code, address and payment facilities for KHARAR ACCHARWAL branch.

IFSC Code
PSIB0000448

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameKHARAR ACCHARWAL
IFSC CodePSIB0000448
MICR CodeNA
AddressKHARAR ACHARWAL, DISTT. HOSHIARPUR, PUNJAB - 146108
CityKHARAR ACCHHARWAL
DistrictHOSHIARPUR
StatePUNJAB
Contact242289

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000448

The IFSC code PSIB0000448 uniquely identifies the KHARAR ACCHARWAL branch of PUNJAB AND SIND BANK located in KHARAR ACCHHARWAL, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000448

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000448) – Unique branch identifier for KHARAR ACCHARWAL

How to Use IFSC Code PSIB0000448

To transfer money to any account at PUNJAB AND SIND BANK KHARAR ACCHARWAL branch, you will need to provide the IFSC code PSIB0000448 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHARAR ACCHARWAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK KHARAR ACCHARWAL Branch

PUNJAB AND SIND BANK KHARAR ACCHARWAL is a branch of PUNJAB AND SIND BANK located in KHARAR ACCHHARWAL, PUNJAB. The branch provides comprehensive banking services to customers in KHARAR ACCHHARWAL and surrounding areas.

Branch Address

KHARAR ACHARWAL, DISTT. HOSHIARPUR, PUNJAB - 146108, KHARAR ACCHHARWAL, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK KHARAR ACCHARWAL?

The IFSC code of PUNJAB AND SIND BANK KHARAR ACCHARWAL branch in KHARAR ACCHHARWAL is PSIB0000448.

What is the MICR code of PUNJAB AND SIND BANK KHARAR ACCHARWAL?

The MICR code of PUNJAB AND SIND BANK KHARAR ACCHARWAL branch is NA.

What is the address of PUNJAB AND SIND BANK KHARAR ACCHARWAL?

PUNJAB AND SIND BANK KHARAR ACCHARWAL branch is located at KHARAR ACHARWAL, DISTT. HOSHIARPUR, PUNJAB - 146108.

Does PUNJAB AND SIND BANK KHARAR ACCHARWAL support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK KHARAR ACCHARWAL branch supports NEFT, RTGS, IMPS, and UPI transactions.