PUNJAB AND SIND BANK IFSC Code – GUNACHAUR, GUNACHAUR
Complete bank details including IFSC code, MICR code, address and payment facilities for GUNACHAUR branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | GUNACHAUR |
| IFSC Code | PSIB0000227 |
| MICR Code | NA |
| Address | GUNA CHAUR, DISTT. NAWANSHAHAR, PUNJAB - 144511 |
| City | GUNACHAUR |
| District | NAWANSHAHR |
| State | PUNJAB |
| Contact | 501038 |
Payment Facilities
About IFSC Code PSIB0000227
The IFSC code PSIB0000227 uniquely identifies the GUNACHAUR branch of PUNJAB AND SIND BANK located in GUNACHAUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0000227
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000227) – Unique branch identifier for GUNACHAUR
How to Use IFSC Code PSIB0000227
To transfer money to any account at PUNJAB AND SIND BANK GUNACHAUR branch, you will need to provide the IFSC code PSIB0000227 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GUNACHAUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK GUNACHAUR Branch
PUNJAB AND SIND BANK GUNACHAUR is a branch of PUNJAB AND SIND BANK located in GUNACHAUR, PUNJAB. The branch provides comprehensive banking services to customers in GUNACHAUR and surrounding areas.
Branch Address
GUNA CHAUR, DISTT. NAWANSHAHAR, PUNJAB - 144511, GUNACHAUR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK GUNACHAUR?
The IFSC code of PUNJAB AND SIND BANK GUNACHAUR branch in GUNACHAUR is PSIB0000227.
What is the MICR code of PUNJAB AND SIND BANK GUNACHAUR?
The MICR code of PUNJAB AND SIND BANK GUNACHAUR branch is NA.
What is the address of PUNJAB AND SIND BANK GUNACHAUR?
PUNJAB AND SIND BANK GUNACHAUR branch is located at GUNA CHAUR, DISTT. NAWANSHAHAR, PUNJAB - 144511.
Does PUNJAB AND SIND BANK GUNACHAUR support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK GUNACHAUR branch supports NEFT, RTGS, IMPS, and UPI transactions.