PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – CHENNAI MOUNT ROAD, CHENNAI

Complete bank details including IFSC code, MICR code, address and payment facilities for CHENNAI MOUNT ROAD branch.

IFSC Code
PSIB0000200

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameCHENNAI MOUNT ROAD
IFSC CodePSIB0000200
MICR Code600023002
Address161 MOUNT ROAD PB NO.2729,CHENNAI,TAMIL NADU-600002
CityCHENNAI
StateTAMIL NADU
Contact285230

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000200

The IFSC code PSIB0000200 uniquely identifies the CHENNAI MOUNT ROAD branch of PUNJAB AND SIND BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000200

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000200) – Unique branch identifier for CHENNAI MOUNT ROAD

How to Use IFSC Code PSIB0000200

To transfer money to any account at PUNJAB AND SIND BANK CHENNAI MOUNT ROAD branch, you will need to provide the IFSC code PSIB0000200 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHENNAI MOUNT ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK CHENNAI MOUNT ROAD Branch

PUNJAB AND SIND BANK CHENNAI MOUNT ROAD is a branch of PUNJAB AND SIND BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.

Branch Address

161 MOUNT ROAD PB NO.2729,CHENNAI,TAMIL NADU-600002, CHENNAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 600023002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK CHENNAI MOUNT ROAD?

The IFSC code of PUNJAB AND SIND BANK CHENNAI MOUNT ROAD branch in CHENNAI is PSIB0000200.

What is the MICR code of PUNJAB AND SIND BANK CHENNAI MOUNT ROAD?

The MICR code of PUNJAB AND SIND BANK CHENNAI MOUNT ROAD branch is 600023002.

What is the address of PUNJAB AND SIND BANK CHENNAI MOUNT ROAD?

PUNJAB AND SIND BANK CHENNAI MOUNT ROAD branch is located at 161 MOUNT ROAD PB NO.2729,CHENNAI,TAMIL NADU-600002.

Does PUNJAB AND SIND BANK CHENNAI MOUNT ROAD support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK CHENNAI MOUNT ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.