PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – KURALI, KURALI

Complete bank details including IFSC code, MICR code, address and payment facilities for KURALI branch.

IFSC Code
PSIB0000194

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameKURALI
IFSC CodePSIB0000194
MICR CodeNA
AddressMAN COMPLEX, BUS STAND, SISWAN ROAD, BLOCK MAJRI KURALI DISTT S.A.S.NAGAR (MOHALI)
CityKURALI
DistrictRUPNAGAR
StatePUNJAB
Contact640126

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000194

The IFSC code PSIB0000194 uniquely identifies the KURALI branch of PUNJAB AND SIND BANK located in KURALI, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000194

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000194) – Unique branch identifier for KURALI

How to Use IFSC Code PSIB0000194

To transfer money to any account at PUNJAB AND SIND BANK KURALI branch, you will need to provide the IFSC code PSIB0000194 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KURALI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK KURALI Branch

PUNJAB AND SIND BANK KURALI is a branch of PUNJAB AND SIND BANK located in KURALI, PUNJAB. The branch provides comprehensive banking services to customers in KURALI and surrounding areas.

Branch Address

MAN COMPLEX, BUS STAND, SISWAN ROAD, BLOCK MAJRI KURALI DISTT S.A.S.NAGAR (MOHALI), KURALI, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK KURALI?

The IFSC code of PUNJAB AND SIND BANK KURALI branch in KURALI is PSIB0000194.

What is the MICR code of PUNJAB AND SIND BANK KURALI?

The MICR code of PUNJAB AND SIND BANK KURALI branch is NA.

What is the address of PUNJAB AND SIND BANK KURALI?

PUNJAB AND SIND BANK KURALI branch is located at MAN COMPLEX, BUS STAND, SISWAN ROAD, BLOCK MAJRI KURALI DISTT S.A.S.NAGAR (MOHALI).

Does PUNJAB AND SIND BANK KURALI support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK KURALI branch supports NEFT, RTGS, IMPS, and UPI transactions.