PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – HALWARA, HALWARA

Complete bank details including IFSC code, MICR code, address and payment facilities for HALWARA branch.

IFSC Code
PSIB0000193

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameHALWARA
IFSC CodePSIB0000193
MICR CodeNA
AddressHALWARA, DISTT. LUDHIANA, PUNJAB - 141107
CityHALWARA
DistrictLUDHIANA
StatePUNJAB
Contact269716

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000193

The IFSC code PSIB0000193 uniquely identifies the HALWARA branch of PUNJAB AND SIND BANK located in HALWARA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000193

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000193) – Unique branch identifier for HALWARA

How to Use IFSC Code PSIB0000193

To transfer money to any account at PUNJAB AND SIND BANK HALWARA branch, you will need to provide the IFSC code PSIB0000193 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at HALWARA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK HALWARA Branch

PUNJAB AND SIND BANK HALWARA is a branch of PUNJAB AND SIND BANK located in HALWARA, PUNJAB. The branch provides comprehensive banking services to customers in HALWARA and surrounding areas.

Branch Address

HALWARA, DISTT. LUDHIANA, PUNJAB - 141107, HALWARA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK HALWARA?

The IFSC code of PUNJAB AND SIND BANK HALWARA branch in HALWARA is PSIB0000193.

What is the MICR code of PUNJAB AND SIND BANK HALWARA?

The MICR code of PUNJAB AND SIND BANK HALWARA branch is NA.

What is the address of PUNJAB AND SIND BANK HALWARA?

PUNJAB AND SIND BANK HALWARA branch is located at HALWARA, DISTT. LUDHIANA, PUNJAB - 141107.

Does PUNJAB AND SIND BANK HALWARA support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK HALWARA branch supports NEFT, RTGS, IMPS, and UPI transactions.