PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – MALERKOTLA, MALERKOTLA

Complete bank details including IFSC code, MICR code, address and payment facilities for MALERKOTLA branch.

IFSC Code
PSIB0000108

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameMALERKOTLA
IFSC CodePSIB0000108
MICR CodeNA
AddressCOLLEGE ROAD, MALERKOTLA DISTRICT SANGRUR-148023
CityMALERKOTLA
DistrictSANGRUR
StatePUNJAB
Contact253196

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000108

The IFSC code PSIB0000108 uniquely identifies the MALERKOTLA branch of PUNJAB AND SIND BANK located in MALERKOTLA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000108

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000108) – Unique branch identifier for MALERKOTLA

How to Use IFSC Code PSIB0000108

To transfer money to any account at PUNJAB AND SIND BANK MALERKOTLA branch, you will need to provide the IFSC code PSIB0000108 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MALERKOTLA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK MALERKOTLA Branch

PUNJAB AND SIND BANK MALERKOTLA is a branch of PUNJAB AND SIND BANK located in MALERKOTLA, PUNJAB. The branch provides comprehensive banking services to customers in MALERKOTLA and surrounding areas.

Branch Address

COLLEGE ROAD, MALERKOTLA DISTRICT SANGRUR-148023, MALERKOTLA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK MALERKOTLA?

The IFSC code of PUNJAB AND SIND BANK MALERKOTLA branch in MALERKOTLA is PSIB0000108.

What is the MICR code of PUNJAB AND SIND BANK MALERKOTLA?

The MICR code of PUNJAB AND SIND BANK MALERKOTLA branch is NA.

What is the address of PUNJAB AND SIND BANK MALERKOTLA?

PUNJAB AND SIND BANK MALERKOTLA branch is located at COLLEGE ROAD, MALERKOTLA DISTRICT SANGRUR-148023.

Does PUNJAB AND SIND BANK MALERKOTLA support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK MALERKOTLA branch supports NEFT, RTGS, IMPS, and UPI transactions.